Test accounts are a crucial part of the Checkr Trust API integration process. They allow you to validate your integration without making calls to production data sources. This guide explains how test accounts work and provides details about the available test data.

Test accounts are designated with the stage "test" and are designed to:

• Validate your integration code works correctly
• Understand the API response formats
• Test error handling scenarios
• Familiarize yourself with the product workflow

The specific mock scenarios your account can run are served by the API rather than listed here. GET /test_scenarios returns the catalog scoped to the products enabled on your account. Each entry gives you the scenario's title and description, its result_kind (records_found, no_records, not_found, and so on), the exact inputs that trigger it, and match_keys — the subset of those inputs that actually selects it.

Fetching the catalog instead of copying values out of a docs page means your integration tests and scenario pickers stay correct as we add, retire, or re-tune scenarios, and you only ever see scenarios your account is authorized to run.

Send every field in inputs, not just the fields in match_keys. Some are required for request validation, and some are compared against the fixture during identity matching (county checks compare dob, for example), even though they are not what selects the scenario. match_keys lists the fields that choose which scenario you get — change anything outside that list and you still get the same scenario; change a field inside it and you fall through to the empty-result default.

A Live account receives an empty array: live requests are served by real data sources, so there is no mock data to advertise. See Accounts for the environment model.

Please contact your account representative or support@checkrtrust.com for additional questions.

Test accounts currently support:

• Instant Criminal Record Checks
• Targeted Instant Criminal Checks
• Criminal Checks
• Sex Offender Registry Checks
• Regulated Instant Criminal Checks
• Regulated Criminal Reports
• Regulated Eviction Checks
• County Checks
• Identity Verifications (PII Validation)
• Identity Verifications (Document Verification)
• Identity Verifications (Personal Identity Records)
• Identity Verifications (Reverse Phone Lookup)
• Driver Checks (asynchronous; results delivered via webhook simulation) Other products are not available in test mode and attempting to enable them for a test account will not be allowed.

1. Using Test Data

   • When making requests with PII that matches our test profiles, you'll receive predefined mock responses
   • When making requests with PII that doesn't match test profiles, you'll receive a successful response (HTTP 200) with empty results
   • This allows you to test both your success and "no results found" handling
   • Important: which fields select a scenario varies by product, and each scenario's match_keys tells you exactly which ones. Fields outside match_keys are still required, but changing them does not change which scenario you get. Three behaviors match_keys cannot express on its own:
     • Driver Checks (driver_license_status, motor_vehicle_report) still enforce the same input validation as live checks — required fields and state-specific requirements — even though mock selection is deterministic.
     • Reverse Phone Lookup (reverse_phone) matches US numbers on the 10-digit national number, so formatting and country code do not have to match exactly.
     • County Checks (county_criminal, county_criminal_regulated) apply identity matching against the fixture record DOB on name-based searches. Send the dob from the scenario's inputs, or the records are filtered out and you get an empty result set.

2. Product Authorization

   • Each test account must have products explicitly enabled via product configurations
   • Attempting to use a product that isn't enabled will result in a 401 Unauthorized response

Full request/response payloads for a few representative scenarios.

Request (James Wilson):

{
  "first_name": "James",
  "last_name": "Wilson",
  "dob": "19850420",
  "permissible_purpose": "Employment",
  "filter_context": {
    "candidate_jurisdiction": {
      "state": "FL"
    }
  }
}

Response (201) — one record returned, one removed by FCRA 7-year rule:

{
  "id": "<uuid>",
  "check_type": "instant_criminal_regulated",
  "profile_id": "<uuid>",
  "results": [
    {
      "category": "Criminal/traffic",
      "record_id": "<record-id>",
      "person": {
        "first_name": "JAMES",
        "last_name": "WILSON",
        "dob": "19850420"
      },
      "cases": [
        {
          "court_name": "FL Orange Courts",
          "charges": [
            {
              "description": "BATTERY",
              "offense_date": "20220601",
              "record_date": "20220601",
              "dispositions": [
                { "disposition_type": "conviction", "disposition": "ADJUDICATED GUILTY" }
              ],
              "checks": []
            }
          ],
          "checks": []
        }
      ],
      "source": {
        "id": "FL_Orange_View",
        "category": "court",
        "state": "FL"
      },
      "checks": []
    }
  ]
}

Request (Emma Davis):

{
  "first_name": "Emma",
  "last_name": "Davis",
  "dob": "19900712",
  "permissible_purpose": "Employment",
  "filter_context": {
    "candidate_jurisdiction": {
      "state": "FL"
    }
  }
}

Response (201) — all records removed by FCRA, results is empty:

{
  "id": "<uuid>",
  "check_type": "instant_criminal_regulated",
  "profile_id": "<uuid>",
  "results": []
}

Request:

{
  "first_name": "Patricia",
  "last_name": "Holloway",
  "dob": "19850314",
  "ssn": "123-45-6789",
  "addresses": [
    {
      "street": "482 Birch Lane",
      "city": "Springfield",
      "state": "IL",
      "zip_code": "62704"
    }
  ]
}

Response (201):

{
  "id": "<uuid>",
  "check_type": "regulated_eviction_check",
  "profile_id": "<uuid>",
  "created_at": "<datetime>",
  "completed_at": "<datetime>",
  "results": [
    {
      "first_name": "Patricia",
      "last_name": "Holloway",
      "middle_name": "Ann",
      "address": "482 Birch Lane",
      "city": "Springfield",
      "state": "IL",
      "zip_code": "62704",
      "zone": "Springfield Metro",
      "subject": {
        "full_name": "Patricia Ann Holloway",
        "dob": null,
        "address": "482 Birch Lane, Springfield, IL 62704",
        "aliases": null,
        "state": "IL",
        "jurisdiction": null,
        "source": null,
        "case_number": "2023-EV-004471",
        "category": "Eviction",
        "status": null,
        "comments": null
      },
      "case": {
        "court": "Sangamon County Circuit Court",
        "case_number": "2023-EV-004471",
        "filing_date": "2023-06-12",
        "notice_type": "Forcible Entry and Detainer",
        "agency_state": null,
        "agency_county": null,
        "dismissal_date": null,
        "default_judgement": false,
        "restored_premises": false,
        "plaintiff": {
          "name": "Riverstone Property Management LLC",
          "phone": "217-555-0182",
          "attorney": "Gregory L. Marsh",
          "attorney_phone": "217-555-0199"
        },
        "judgement": {
          "date": "2023-07-05",
          "amount_cents": 347500,
          "type": "Judgment for Plaintiff",
          "for": "Plaintiff",
          "satisfaction_amount_cents": null,
          "release_date": null
        }
      }
    }
  ],
  "run_notes": []
}

Request:

{
  "first_name": "John",
  "last_name": "Smith",
  "ssn": "123-45-6789",
  "addresses": [
    {
      "street": "123 Main St",
      "city": "Springfield",
      "state": "IL",
      "zip_code": "62701"
    }
  ]
}

Response (201):

{
  "id": "<uuid>",
  "check_type": "regulated_eviction_check",
  "profile_id": "<uuid>",
  "created_at": "<datetime>",
  "completed_at": "<datetime>",
  "results": [],
  "run_notes": []
}

Reverse phone (idv_type: reverse_phone) is synchronous. Submit POST /v1/identity_verifications with country_code and phone. Mock selection uses the normalized US 10-digit number (or country code + national digits for international numbers).

Example request (found):

{
  "idv_type": "reverse_phone",
  "country_code": "1",
  "phone": "202-555-0100"
}

Document Verification uses name-based mock selection (case-insensitive). For test accounts, the API returns a shared cached collection_link and completes results asynchronously via a delayed job; the Socure collection session is not used to determine the final results.

Fetch the scenarios for this product, and the exact inputs each one needs, from GET /test_scenarios — see Available Test Scenarios above.

1. Fetch the scenario from GET /test_scenarios and send its inputs exactly — every field in inputs, not just the ones in match_keys.
2. Check match_keys to see which of those inputs choose the scenario. For most products it is first and last name; driver checks select on driver_license_number, reverse phone on phone, and county case-number searches on case_number.
3. Matching is case-insensitive and ignores surrounding whitespace.
4. For Checks endpoints, PII combinations with no scenario return empty results with a 200 OK status; for PII Validation, non-matching names return a successful response with all attribute scores 0 and a CT-0523 result context.
5. Test accounts cannot access production data.

• Synchronous results: pii_validation returns results immediately in the response.
• Matching rules: Only first_name and last_name determine which mock response is returned.
• Unknown names: Returns a successful response with minimal attribute_match_scores and a result_context entry for CT-0523 ("Name cannot be resolved to the individual").
• Result fields: Results include attribute_match_scores per attribute (0 or 100), an overall_match_score (0, 50, or 100), and a result_context array of objects derived from provider reason codes (each item includes code, title, and category).

Request:

{
  "first_name": "Marcus",
  "last_name": "Williams",
  "idv_type": "pii_validation",
  "email": "test@example.com"
}

Response (201):

{
  "id": "<uuid>",
  "idv_type": "pii_validation",
  "results": {
    "attribute_match_scores": {
      "first_name": 100,
      "last_name": 100,
      "dob": 100,
      "phone": 100,
      "email": 100,
      "address": 100,
      "city": 100,
      "state": 100,
      "zip_code": 100,
      "ssn": 100
    },
    "overall_match_score": 100,
    "result_context": [
      {
        "code": "<CT-code>",
        "title": "<human-readable title>",
        "category": "informational"
      }
    ]
  }
}

Request:

{
  "first_name": "Unknown",
  "last_name": "User",
  "idv_type": "pii_validation"
}

Response (201):

{
  "id": "<uuid>",
  "idv_type": "pii_validation",
  "results": {
    "attribute_match_scores": {
      "first_name": 0,
      "last_name": 0,
      "dob": 0,
      "phone": 0,
      "email": 0,
      "address": 0,
      "city": 0,
      "state": 0,
      "zip_code": 0,
      "ssn": 0
    },
    "overall_match_score": 0,
    "result_context": [
      {
        "code": "CT-0523",
        "title": "Name cannot be resolved to the individual",
        "category": "rejection"
      }
    ]
  }
}

When integrating with the API, it's important to test how your application handles various error conditions. Here are key scenarios you should test:

Test these scenarios to ensure your application handles validation errors gracefully:

• Invalid Date Format

  {
    "first_name": "Marcus",
    "last_name": "Williams",
    "dob": "01-15-1988" // Invalid format, should be YYYYMMDD
  }

• Missing Required Fields

  {
    "first_name": "Marcus"
    // Missing required last_name field
  }

• Invalid Field Format

  {
    "first_name": "Marcus",
    "last_name": "Williams",
    "ssn": "123456789" // Invalid format, should be XXX-XX-XXXX
  }

• Attempting to use products not enabled for your account
• Using expired or invalid access tokens
• Using incorrect client credentials

It's important to understand the difference between error responses and valid empty results:

• Empty Results (200 OK)

  • Using valid PII that doesn't match any test profiles
  • The response will be successful with an empty results array
  {
    "results": []
  }

• Error Response (400 Bad Request)

  • Using invalid PII formats or missing required fields
  • The response will include specific error details
  {
    "errors": [
      {
        "code": "validation_error",
        "title": "Invalid date format",
        "source": {
          "pointer": "/dob"
        }
      }
    ]
  }

For each product enabled on your account (see Available Test Scenarios for the scenarios available per product):

1. Success Path

   • Use test profile names to get known results
   • Verify all response fields are correctly parsed

2. Empty Results Path

   • Use valid but non-matching names
   • Verify your application handles empty results appropriately

3. Error Path

   • Attempt to use unsupported products
   • Verify error handling for invalid input formats

1. Implement Proper Error Handling

   The API follows the JSON:API error format. All errors will be returned in this standardized format:

   {
     "errors": [
       {
         "code": "validation_error",
         "title": "Invalid date format",
         "source": {
           "pointer": "/dob"
         }
       }
     ]
   }

   Common error scenarios you might encounter:

   // Invalid SSN Format
   {
     "errors": [
       {
         "code": "validation_error",
         "title": "Invalid SSN format",
         "source": {
           "pointer": "/ssn"
         }
       }
     ]
   }
   
   // Missing Required Field
   {
     "errors": [
       {
         "code": "validation_error",
         "title": "Last name is required",
         "source": {
           "pointer": "/last_name"
         }
       }
     ]
   }
   
   // Unauthorized Product Access
   {
     "errors": [
       {
         "code": "validation_error",
         "title": "The product requested is not enabled for this account",
         "source": {
           "pointer": "/check_type"
         }
       }
     ]
   }

   Your error handling should:

   • Parse the errors array to handle multiple errors
   • Use the code field for programmatic error handling
   • Display the title field for user-friendly error messages
   • Use the source.pointer to highlight specific form fields that need correction

2. Validate All Response Fields

   • Check both successful and error responses
   • Verify your application correctly processes all fields

3. Test Edge Cases

   • Very long names
   • test names with suffixes, prefixes, multiple parts of names
   • Special characters in names
   • Different date formats
   • Missing optional fields

Remember that test accounts are designed to help you validate your integration thoroughly before moving to production. Take advantage of these error scenarios to ensure your application handles all cases gracefully.

1. Test Error Handling:

   • Try requests with invalid PII to ensure your application handles empty results appropriately
   • Test unauthorized product access to ensure your error handling works
   • Validate your response parsing for both successful and empty results

2. Validate Response Parsing:

   • Use different test profiles to ensure your code properly handles various response formats
   • Test both criminal records and sex offender registry responses

3. Test All Workflows:

   • Exercise both successful and unsuccessful paths in your integration
   • Verify your handling of empty results (200 OK with no records)
   • Validate your error handling for unauthorized products (401)

County checks are asynchronous. For test accounts, provider completion is simulated via a delayed job. Create a county check as normal; results are populated after a short delay and webhook notifications are delivered using your configured webhook destination.

• Result simulation runs about 60 seconds after check creation
• For name-based searches, mock fixture selection is based on first_name + last_name (case-insensitive). State and county_fips_code are still required and validated, but they do not choose which fixture is loaded.
• For name-based searches, after the fixture loads, identity matching compares the request/profile DOB to the DOB on each fixture record. Pass the dob listed for that profile (YYYYMMDD). A mismatched DOB still completes successfully (status: complete) but returns an empty results array because the records are filtered out.
• For case-number searches (case_number + state + county_fips_code), mock selection is based on case_number (case-insensitive). Identity matching is not applied, so DOB is not required for those scenarios.
• Case number search is supported only for NC and MN; send the state and county_fips_code from the scenario's inputs so request parameters align with returned record jurisdictions
• Required request fields are still validated in test mode (state, county_fips_code as either 5-digit FIPS or statewide for name-based searches; 5-digit FIPS only for case-number searches)
• Unknown names or unknown case numbers return a completed result with an empty records array
• case_number must contain only letters, numbers, spaces, and hyphens (no underscores)

Fetch the scenarios for this product, and the exact inputs each one needs, from GET /test_scenarios — see Available Test Scenarios above.

When you're ready to move to production:

1. Work with your account representative to determine the appropriate account stage (pilot or live)
2. Update your integration to use production credentials
3. Begin testing with real PII data

• Test accounts are free to use and do not incur charges
• Test data is static and does not change
• Test accounts cannot access production data
• Some test profiles may be updated or added over time
• Contact support if you need additional test scenarios

Driver checks are asynchronous. For test accounts, the provider webhook is simulated via a delayed job. Create a driver check as normal; results are delivered later via webhook and reflected on GET /v1/driver_checks/{id}.

Fetch the scenarios for this product, and the exact inputs each one needs, from GET /test_scenarios — see Available Test Scenarios above.

Notes:

• The orderDetails.requestedAs.clientReferenceId is set to your driver check id for correlation.
• For license numbers with no scenario, the mock provider returns a NOT_FOUND result (no licenses or events).

Driver License Status Checks (DLSC) are also asynchronous. For test accounts, we simulate Tessera completion via webhook and you will receive a signed event of type:

• driver_license_status.completed

Even though the mock result selection is deterministic, the API still enforces the same request validation rules as live driver checks (e.g. required fields and certain state-specific requirements). At minimum you must send:

• check_type: "driver_license_status"
• first_name, last_name, dob (YYYYMMDD)
• driver_license_number, driver_license_state

Some states require additional fields:

• requester_code is required for CA, PA, UT
• zip_code is required for RI
• ssn is required for WV and TX (if you do not provide it, the system will attempt to derive it; if it cannot, you’ll receive a validation error)

Fetch the scenarios for this product, and the exact inputs each one needs, from GET /test_scenarios — see Available Test Scenarios above.

Notes:

• For DLSC, the high-level result is represented in the results.passenger.validity field (see the driver_check_driver_license_status_result schema).
• Mock selection for DLSC is based on check_type + driver_license_number; other PII fields do not change which mock scenario you receive (but may be required for validation depending on driver_license_state).