# Regulated Adverse Action

Regulated Adverse Action provides two separate endpoints for the FCRA adverse action flow:
Pre-Adverse Action and Adverse Action.

Pre-Adverse Action notifies the subject of a pending adverse decision, delivers a copy of
the report, and provides required FCRA disclosures — giving them an opportunity to dispute
before a final decision is made. This step is optional but must precede a final adverse
action if used.

Adverse Action finalizes the adverse decision and delivers the required notice to the subject.
It may be submitted with or without a prior pre-adverse action.


## Create a pre-adverse action

 - [POST /regulated/pre_adverse_actions](https://docs.checkrtrust.com/v1/regulated-adverse-action/post-regulated-pre-adverse-action.md): Sends a pre-adverse action notification to the subject identified by profile_id,
giving them the opportunity to dispute the results of their background check before
a final decision is made regarding their eligibility. This ensures compliance and
fairness in the decision-making process.

This step is optional but must precede a final adverse action if used. Cannot be
submitted after an adverse action has already been taken for this profile.

## Get a pre-adverse action

 - [GET /regulated/pre_adverse_actions/{pre_adverse_action_id}](https://docs.checkrtrust.com/v1/regulated-adverse-action/get-regulated-pre-adverse-action-by-id.md): Retrieves a single pre-adverse action record by ID.

## Create an adverse action

 - [POST /regulated/adverse_actions](https://docs.checkrtrust.com/v1/regulated-adverse-action/post-regulated-adverse-action.md): Finalizes an adverse decision against the subject identified by profile_id.
Use this when your organization is declining a subject based in whole or in part
on the results of a Checkr Trust background check.

Delivers the required adverse action notice to the subject so they can seek
assistance or initiate a dispute. In the event a dispute is resolved with changes
to the report, Checkr Trust will notify your organization so you can reassess
the subject's eligibility.

May be submitted with or without a prior pre-adverse action.

Including disqualifying_records is optional but strongly recommended — FCRA
requires disclosing which records triggered the adverse decision.

## Get an adverse action

 - [GET /regulated/adverse_actions/{adverse_action_id}](https://docs.checkrtrust.com/v1/regulated-adverse-action/get-regulated-adverse-action-by-id.md): Retrieves a single adverse action record by ID.